The Financial Perks of Being Single


In the Philippines, as a woman advances in age, so does the pressure for her to marry. More so for career-oriented women like yours truly.  The pressure mostly comes from external sources – parents and immediate family,  friends, married and older unmarried co-workers,  men, and well pretty much any stranger who oversteps the bounds of polite conversation really. 

The inevitable and mostly rude questions, from random people who have no business asking, include: (a)why aren’t you married yet? and (b)  when will you have kids?  As you can tell, most Filipinos operate under the erroneous belief that single life is so bad that women have to “rush” to get married. Primitively, most young Filipinos view marriage as an escape from their (apparently)  miserable lives. Because,  really,  who gets married before establishing a career or any  source of income that is independent from your future spouse?

Young Pinoys shouldn’t rush.

There are many financial perks to being single. I use the term single in the legal sense of being a civil status (i.e. not married).  These perks include:

1. Your salary and any assets that you may acquire are your sole property.

As such,  you have the complete freedom to do with them as you please. You may buy or sell property at your own instance. Consequently,  the only signature required on any sales document is your own.

2. Lower fixed costs.

With marriage eventually comes a big responsibility – kids.  I love kids but please try computing the cost of having and raising one. This cost will definitely increase your fixed monthly costs.

3. Logistically,  it’s easier to provide for the needs of one person – you.

Because you’re only providing for yourself, you spend less on everything from groceries,  clothes,  and transportation. You could go several days just eating ramen noodles, but not when you have a family to prepare meals for.

On the house front,  you can minimize expenses further by getting a roommate. 

4. You can move anywhere for work at a moment’s notice.

Once a better job opportunity, accompanied by a salary bump, presents itself,  you can choose to move to a new city in order to pursue it. This isn’t so for married couples,  who are obligated by law to cohabit with their spouse.

Single is therefore a civil status that is meant to be explored to its full potential. It is the time to pursue our dreams, go on dates, travel and just enjoy the solitude of keeping ourselves company.

*Full disclosure: I am currently engaged to the most handsome,  kind, responsible and frugal guy I wrote about. 😊 


20 something lawyer


12 thoughts on “The Financial Perks of Being Single

  1. Hello there, just became aware of your blog through Google,
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  2. You are so awesome! I do not think I’ve read through anything like this before.
    So great to find somebody with some original thoughts on this subject matter.
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    This website is one thing that’s needed on the internet, someone with a bit of originality!


  3. Hi there, just became alert to your blog through Google,
    and found that it is truly informative. I’m going to watch out for brussels.
    I’ll appreciate if you continue this in future. Numerous people will be benefited from your writing.


  4. It’s appropriate time to make a few plans for the longer term and it
    is time to be happy. I have read this post and if I could I
    desire to recommend you few interesting issues
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